Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Malaysian Immigration Department from employers as a security deposit for the employment of foreign workers in Malaysia. FWIG guarantees to cover repatriation expenses in the event where your foreign worker is required by the authorities to be sent back to his country origin during his stay in Malaysia.

The Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA) allows foreign workers a cashless admission into government hospitals under a Third (3rd) Class Room and Board basis but exception is given to cases which require emergency treatment at private hospitals.

Guarantee to Immigration Department

Repatriation expenses

Duration of Cover - 13 Months, 18 Months or 26 Months

Hospital and Surgical insurance coverage to Non-Corporatized Malaysia Government Hospital due to accident or illness.

Overall Annual Limit RM20,000