![](https://images.squarespace-cdn.com/content/v1/61f36952c26a0319c4cc9038/1643370092965-XAPGQMX3KUHOYALK7L17/unsplash-image-tZw3fcjUIpM.jpg)
Foreign Workers Insurance
Foreign Workers Insurance Guarantee (FWIG)
Foreign Workers Hospitalization and Surgical (FWHS or SKHPPA)
![](https://images.squarespace-cdn.com/content/v1/61f36952c26a0319c4cc9038/1643370231391-O19S1TOIOELST7NDDMLZ/unsplash-image-VLPUm5wP5Z0.jpg)
Workmen’s Compensation
Workmen Compensation Act 1952 and the subsequent amendments to the Act
The standard common law limit is RM1,000,000 any one accident and in the aggregate
![](https://images.squarespace-cdn.com/content/v1/61f36952c26a0319c4cc9038/1643370453978-6RGO5URHTT4HEQ9TOTRT/unsplash-image-l0j0DHVWcIE.jpg)
Group Hospitalization & Surgical
Covers medical and hospitalization benefit for employees
![](https://images.squarespace-cdn.com/content/v1/61f36952c26a0319c4cc9038/2239c54b-1d22-4f52-94a8-7da71e738b0f/unsplash-image-BKoWuU27L5w.jpg)
Group Personal Accident
Covers accidental death or total permanent disability for employees
![](https://images.squarespace-cdn.com/content/v1/61f36952c26a0319c4cc9038/1643370961766-D7Z4FMTSYF24OJW7SX0R/unsplash-image-Pd4lRfKo16U.jpg)
Group Term Life
Covers death for all causes for employees