This policy indemnifies the Insured for those sums which the Insured, as a result of conducting the insured profession, will become legally liable to pay as damages for loss caused by an incident which takes place within the Territorial Limit stated in the Policy schedule after the Retroactive Date stated in the Policy Schedule and before the policy period ends.

Incident (Any actual or alleged negligent act, error or omission in conducting the Insured’s profession)

Extended to include a Partnership or Joint Venture, Employees of the Insured as well as the Insured’s Estates, Heirs or Legal Representatives;

Indemnity for Defence Costs;

Indemnity for Damages;

Libel & Slander

Loss of Documents

Dishonesty of Employees

Consultants, Sub-contractors and Agents

Incoming and Outgoing Partners

Intellectual Property

Newly Created or Acquired Entity or Subsidiary

Partner’s Previous Business

Run Off Cove