This insurance insures your company against your customers’ failures in paying their trade credit debts owed to you.

As such, the trade credit insurance gives you the confidence to grow your business by minimizing your credit risk exposure, enhancing your relationship with customers, forging new customer relationships, improving banking relationships and access to finance.

Commercial Risks - This refers to the failure of a buyer to pay its trade credit debts within the agreed credit period, whether due to temporary financial problems or as a result of the buyer becoming insolvent.

Political Risks - This type of risk is faced by companies that export. Examples include war in the buyer’s country; cancellation of the contract by the government of the buyer’s country; or governmental regulations and restrictions imposed on currency transfer.